"Discretionary income," that pleasant bulge over and beyond the budget for necessities, is at the command of most families. Consumer credit, which in the past has expanded dangerously beyond people's ability to pay, has reached astronomic heights with an astonishingly low percentage of defaults. The enormous and unremitting flow of dollars into the market place has returned unexampled profits to industry. Corporations have assiduously strengthened their underpinning, invested hugely in research, laid away cash surpluses, and still distributed the highest dividend totals in history. The combination of these forces and these events”and of many others, as well”has been faithfully noted by the stock market. It has surged upward strongly, scaling peaks like a mountain goat, past the frayed rope ends and broken ice axes marking the high point of 1929, and into the rarefied at- mosphere beyond.

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